MTD Threshold Checker UK
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Wondering when Making Tax Digital for Income Tax applies to you? Enter your gross self-employment turnover and gross property income below, and this free checker tells you which MTD wave you fall into (April 2026, April 2027, April 2028, or not yet in scope) and when your first quarterly deadline would be.
Disclaimer: This tool provides general information only and does not constitute tax advice. HMRC assesses qualifying income from your Self Assessment returns for specific tax years. Consult a qualified tax adviser or check gov.uk for your exact position.
This checker uses HMRC's thresholds for joining MTD in the 2026-27, 2027-28 and 2028-29 tax years: qualifying income over £50,000, £30,000 and £20,000.
MTD Threshold Checker
How Making Tax Digital thresholds work
Making Tax Digital for Income Tax is being phased in by qualifying income: your combined gross self-employment turnover and gross property income, before any expenses are deducted. It is not your profit, and that catches people out: a sole trader with £40,000 of turnover and £15,000 of rental income has £55,000 of qualifying income and joins the first wave, even if profit after expenses is far lower.
| Qualifying income | Assessed from | MTD applies from |
|---|---|---|
| Over £50,000 | 2024-25 tax return | 6 April 2026 |
| Over £30,000 | 2025-26 tax return | 6 April 2027 |
| Over £20,000 | 2026-27 tax return | 6 April 2028 |
Once you're in, you keep digital records and send HMRC a cumulative update each quarter (due 7 August, 7 November, 7 February and 7 May), then finalise the year with your tax return as usual. The updates contain category totals only: HMRC doesn't receive your individual receipts or invoices. For the full picture, read our Making Tax Digital guide, the quarterly update deadlines calendar, and how qualifying income is calculated.
Get the records habit before the deadline gets you
Whichever wave you're in, MTD expects digital records that are up to date every quarter, not a year of expenses rebuilt from a shoebox in January. Taxr helps with the expenses side. Photograph a receipt and the AI reads the vendor, date, total and VAT, then suggests a UK self-employment expense category for you to confirm. You can export Excel or PDF files for your accountant at any time. Taxr doesn't send updates to HMRC, so you'll still need MTD-compatible software or an agent for the quarterly updates.
Download Taxr free and start keeping digital expense records today.