Combined Income

Sole Trader Plus Landlord? How Combined Income Affects MTD

Sole Trader Plus Landlord? How Combined Income Affects MTD

Plenty of people run a small trade and let out a property on the side, each one comfortably under any MTD threshold on its own — and assume that means they’re fine. Making Tax Digital doesn’t test your income streams separately. HMRC adds your self-employment and property income together, and it’s that combined figure that decides whether, and when, you’re mandated. Here’s exactly how that works, with real numbers.

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